Community Member

Member since 2 years ago

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2 ideas posted

0 comments 33 votes

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Department/Agency:

Department of the Army

City:

JBLM, Washington

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• Government Reform for Competition and Innovation Ideas

Ideas contributed by Community Member

• I agree

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  7 votes

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  Increasing Trade, Exports, and Overall Competitiveness »

  Pay the borrowers, not the lenders

  We fixed the roof and have not addressed the foundation. Why did government pay the banks with TARP to keep them afloat and never addressed the real issue: upside down home loans. Would it not make better sense to buy down a home loan to an acceptable level so that the owner can affort the payments, than to prop up the banks all the time realizing that until home values increase the problem will continue. Buy down ...more »

  We fixed the roof and have not addressed the foundation. Why did government pay the banks with TARP to keep them afloat and never addressed the real issue: upside down home loans. Would it not make better sense to buy down a home loan to an acceptable level so that the owner can affort the payments, than to prop up the banks all the time realizing that until home values increase the problem will continue. Buy down home loans to meet current values instead of continuing to prop up banks that are too big to fall.

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  1 comment for Idea: Pay the borrowers, not the lenders

  Submitted by Community Member 2 years ago

• I agree

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  6 votes

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  Ideas to Make Other Parts of Government More Efficient and Effective »

  Reduce Software Costs

  If the average citizen knew that there are organizations charging $20,000.00 or more per computer for software programs to support basic analytical functions they would fire all of us. In my line of work I have seen desktops were the actual computer cost less than $1000.00 yet the software alone drives the system up to over $60,000.00. This does not even take into consideration the 10-20% annual maintenance fee.

  Add your comment for Idea: Reduce Software Costs

  Submitted by Community Member 2 years ago

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